Please join us for a Spooktacular October Luncheon on Wednesday, the 14th. We’ve got a lot of amazing “treats” for you beginning with a Broker Panel that will share “Tricks of the Trade” so your REO’s won’t be so “bewitching”! By now, you’ve got the theme, “it’s Halloween”!

A panel of Bay Area Brokers will be sharing their experience and perspective on the current trends including REO’s, Short Sales, and how to create opportunities in a tight real estate market.

Don’t miss this event. It’s designed to help you succeed in today’s market!

HARA re launched in March of 2009 and continues to grow each and every month. There will be many exciting and new highlights in 2010 so come, participate and network with the best Hispanic real estate practitioners in the Bay Area! Power networking and strong relationships are key to prospering in this economy.

Sincerely,

Hilda Ramirez
HARA President 2009

May you all have a Happy 10/31 (Halloween)!

San Jose is set to be the host city for the Annual California Association of REALTORS® State Conference on in early October!

To commemorate this occasion and to celebrate Hispanic Heritage Month the Hispanic Association of REALTORS® and Affiliates cordially invites you to attend a Business/ Networking Mixer “Tequila Tuesday”, on October 6th.

Please join us for libations, tasty appetizers, great conversation and a little live music!

Joining us will be Department of Real Estate Liaison, Maria Guriato along with other leadership from around the Bay Area and hopefully our friends from throughout our great State. Please share this invitation others who are interested in meeting new business contacts.

A limited number of tickets are available through Eventbrite until October 5th after that tickets will be sold at the door only.

This is a great opportunity for you to visit the CAR Expo and then come down and join us for some fantastic networking.

Also, please save the date for the October luncheon on the 14th when we will feature Brokers of the Bay Area providing us an update on market conditions and insights on best practices when working REO transactions.

Looking forward to seeing everyone on Tequila Tuesday during CAR Week!

Wishing you continued success,

Hilda Ramirez

2009 President

and the Board of Directors for the Hispanic Association of REALTORS® and Affiliates

Our September 9th luncheon is a perfect example of our commitment to excellence as we host the Mayor of San Jose, Chuck Reed as our Keynote Speaker! I am sure that the room will be filled with other community visionaries and most importantly our fabulous HARA members and leadership team that are working hard for the betterment of our industry and the consumers we serve.

Please register TODAY and reserve your spot for the Meeting of the Year. This will be an extraordinarily important meeting filled with the content you need to better inform and serve your community and clients….”a Blogger’s dream” per say being able to hear from the commander and chief of Silicon Valley ’s largest city! Come and find out how the new budget will impact city services. Come find out where your taxes dollars are being spent. A very special agenda has been prepared for this meeting to address the needs of the real estate practitioner including information on New Ordinances and an update on Foreclosure Prevention efforts.

For those who are interested in expanding their horizons and getting involved with a dynamic organization HARA maybe the perfect fit. Please feel free to contact any member of the Board of myself for consideration of several new opportunities or additional information on how you can get involved. Be the Difference WE NEED to see in the World!

To all celebrating Fiesta’s Patrias we salute you! You have a sensational month ahead as you celebrate our amazing Hispanic Heritage and move forward with your business plans for 2010. Viva HARA!

Sincerely,

Hilda Ramirez
President 2009 on behalf of the
Hispanic Association of REALTORS® and Affiliates
and it’s Board of Directors

Hello HARA Members and Prospective Members:

I hope this monthly communication finds you in good health and prospering!

As professionals we always have to remember that empowerment is just a short ways away. We need to look to our resources, grasp the knowledge and tools and then GO FOR IT!

This month HARA invites you to attend two fabulous events designed to enrich you with information, knowledge and networking to assist you in reaching your goals.

First off our HARA Luncheon on Wednesday, August 12th at Maggiano’s featuring REAL ESTATE ROUNDTABLES! This is going to be a great, interactive dialogue session where you will be able to sit and talk to speakers in a unique setting. We will have four current topics including:

• Accelerating the Short Sale Process – Presented by Wachovia
• The Future of MLS – Presented by MLS Listings
• Demystifying the Home Valuations Code of Conduct “HVCC”-
• Getting Your REO Offer Accepted – Presented by Richard Gonzalez, RW Broker

Remember to post the luncheon information on your Facebook status and you will get 1 complimentary raffle ticket! Register Today as this is sure to be a sell out, Members are only $23.00 in advance and Guests $25.00 in advance, all walk-ins pay $30.00. You are going to leave the luncheon with a full belly of cuisine courtesy of Maggiano’s and an overload of important industry knowledge!

Secondly, HARA is hosting its first “Funtastic” Mixer and Membership Drive to benefit the community of Mendota and National Hispanic University. A portion of the proceeds from these events will go to support education. Mark your calendars for Thursday, August 20th and join us at Megabyte’s from 5:30 to 9:30 for networking and a special tribute to the musical legacy of Michael Jackson. We will have two of the best DJ’s in the bay spinning that evening beginning with our very own President-Elect, the ever so famous Richard G! Cost is only $15.00 in advance, $20.00 at the door and includes a nice dinner.

If you think this is awesome wait until you see what we have in store in the months ahead!

HARA members represent professionals who understand that there is no sliding scale when it comes to integrity. You either have it or you don’t! Viva HARA Members and Viva Sonia Sotomayor, the La Primera Latina to be confirmed as a Supreme Court Justice! This will long be a Summer to Remember!!

Nos Vemos Pronto – “We’ll See You Soon”,

Hilda Ramirez

President 2009

and the HARA Board of Directors

HARA President, Hilda Ramirez will be a panelist speaking on The Essentials of a Success Business. Come out and support your leader and fellow community leaders! Other important panels include “Where the jobs are at”. Very time sensitive and critical information as presenters focus on offering solutions to today’s challenging economy.

Advanced registration is only $30.00 which includes lunch. Onsite registration is available for $60.00. Parking fee discounted rate $10.00/day

For further information, please visit <http://www.bs.latinastyle.com/>
www.bs.latinastyle.com

Please feel free to forward the attached invitation to friends and
colleagues! Come learn, network. and leverage.

Program will begin promptly at 8:30 am. Registration opens at 8:00 am. Come
early to take advantage of our exhibition area!

We look forward to seeing you at the event!

<http://bs.latinastyle.com/electronic-invitation/2009/snjose/ei-snjose.jpg>

The real estate industry is one of the few that relies extensively on transactional experience. Unlike many professions where you seek out a collegiate degree, the real estate practitioner gains the vast majority of their training from brokers, local, regional or national conferences and from the exchange of knowledge with colleagues.

We at HARA recognize the need to bring our local chapter information and resources to address the needs and issues facing the practitioner on a daily basis. We work hard to bring speakers who can assist by providing answers and valuable insight on today’s market concerns.

The July luncheon is a perfect example of our commitment to our members.
Tracey Cunningham from the City of San Jose will come and provide an update on Home Buyer’s Assistance Programs with a special emphasis on MCC. More funds are scheduled for availability soon.

Register today and join us for the July 8th meeting and find out where and when these outstanding programs will renew and how you can tap into these funds to help your clients with their down payments. In today’s competitive market it is critical to demonstrate market knowledge and resources. With the increasing amount of information on the Internet clients are demanding unparallel service and experience. The down payment assistance programs, including MCC that will be presented at the July Luncheon are not commonly known to buyers. Come and gain access to the information that will demonstrate your skill and value in any transaction.

See you on July 8th!

HARA will continue to add value to your membership
by developing programs that will help you convert knowledge into business opportunities!

Wishing you success!

Hilda Ramirez
2009 President

Our reorganization efforts are off to a famous start. In true HARA spirit we have held a series of excellent luncheon presentations that have both educated and inspired all in attendance. The networking and exchange of ideas and discussions on current events are all exceptional. HARA programs are always designed to bring you the most value for your time invested.

Act Now – June 10th Will Sell Out FAST!

The June luncheon promises to bring “Big Value” as we host two legendary speakers, Mr. Gino Blefari, Chief Executive Officer of Intero and Mr. Joe Brown from the Coldwell Banker Corporation

Both of these highly respected, sought after industry leaders will share their years of invaluable experience both in the trenches and from behind the desk of major enterprise.

Program highlights will include an in-depth look at the First Time Home Buyer Market. Come and learn how this unique consumer block can add to your bottom line NOW and help you set the stage for long term business.

HARA is focused on bringing you access to the best speakers and information available in the market place. We anticipate a sell out, standing room only crowd for Messer’s Blefari and Brown as they provide a wealth of unmatched experience! Please register immediately to assure your participation.

Looking forward to seeing you on June 10th for this dynamic program!

Saludos,

Hilda Ramirez

2009 President

The Hispanic Association of REALTORS and Affiliates is collaborating with the CA Hispanic Chamber of Commerce, the CA Department of Real Estate (DRE) and sponsored by Chase Bank, Fidelity National Financial and Mortgage Resolution Servicesto present Project Homeowner on Saturday, June 6, 2009 in Salinas, California.

This unique event will provide COMPLIMENTARY LOAN MODIFICATION INTAKE, 1 to 1 COUNSELING and WORKSHOPS. This is the only program of its kind that places you face to face with various banks under one roof to provide fast responses to difficult questions for those facing the hardship of Foreclosure.

This is an incredible opportunity to provide your clients with a resource to address their urgent needs NOW.  Project Homeowner has helped thousands statewide avoid Foreclosure by assisting them with the intake process for a loan modification on a complimentary basis. This program is designed to help consumers sustain their homeownership for the long term.

Use the attached flyers (both English and Spanish) to invite clients to attend. Please direct your clients to www.projecthomeCA.com to schedule an appointment. Salinas is a very short drive away for those who seek assistance with the mortgage crisis directly from a variety of lenders.

We are also seeking Volunteers to help insure the success of this event. We urge you as a real estate professional to dedicate a few hours of your time to this great effort. Lets each do what we can to help people sustain their homeownership. We all need to do our part to keep the American Dream Alive. To serve as a Volunteer please register at www.projecthomeowner.org on or before May 30th.

There will be tremendous interaction with consumers, lenders, counselors and other professionals in the area of housing.

Project Homeowner is a unique opportunity for consumers and professionals alike. Lets all work together and answer the needs of our housing crisis. At the end of the day, the Mortgage and Housing Crisis belongs to all of us. Together We Can Rise Above It!

Sincerely,

Hilda Ramirez

2009 President

Hispanic Association of REALTORS and Affiliates